Sunday, April 30, 2017

April 2017 - Low Cost Portfolio Scorecard

As market continue it's momentum to the upside, return YTD was inching towards 3.42%, while XIRR YTD was 11.51% and XIRR since inception was 7.31% as of end April 2017. A significant fresh fund injection of $36,000 was made in April.

April was also a month with bumper dividends. Total dividends and interests received were $880,86 from:
  • AUD 116.54 from Telstra Corporation Limited
  • GBP 42.63 from BP PLC
  • HKD 1,288.31 from HSBC Holdings Plc
  • HKD 229.80 from Vanguard FTSE AS
  • EUR 73.39 from Daimler AG
  • HKD 990.40 from PCCW
  • CNY 144.68 from CSOP China Ultra Short Term Bond ETF
  • $94.40 from M1
Portolio allocation was 45.58% equities and 54.52% bonds and cash.

Chow Tai Fook was the top performer from total return perspective. It gapped-up on 13 April and broke out it's HKD 8.00 resistance, as the multiyear sales decline had finally shown sign of turn around. Retail sales in mainland China increased 16%, with same-strore sales rising 12% during the three months that ended March 31. Overall retail sales in Hong Kong and Macau grew 1%, and same-store sales rose 4% — the first quarterly increase in three years in Hong Kong and Macau. I sat on +88.95% return from capital appreciation and dividends received. Should I sell and take profit or stand still on the soon-to-be double bagger in my portfolio?




Link to Yaruzi's low cost portfolio as of April 2017

Thursday, April 13, 2017

March 2017 - Low Cost Portfolio Scorecard

My low cost portfolio continued to do well in March 2017. Return YTD as end of March was 2.24%, XIRR YTD was 9.56%, and XIRR since inception was 6.4%. Total dividends received in March was $434.92:
  • $274.34 from Capitaland Retail China Trust
  • GBP 34.16 from Royal Dutch Shell PLC-B
  • GBP 58.67 from BHP Billiton PLC
The month of March was also the month of rights issue. I applied for a total of 2100 rights (1,044 rights and 1,056 excess) from Ascott Residence Trust, and I was granted 1,900 rights at $0.919 per unit. I also applied for the rights issued by Deutsche Bank and received 80 units at EUR 11.65 per unit.

In term of portfolio component stock performance, Global Logistic was the star performer based on CAGR calculation (+101.10%), and Chow Tai Fook from total return perspective (+65.14%). BT Group PLC was the bottom performer from both CAGR (-33.62%)  and total return (-21.39%).



Link to Yaruzi's low cost portfolio as of March 2017

Friday, March 3, 2017

February 2017 - Low Cost Portfolio Scorecard

Boring market with no buying opportunity, so I do not have much to update. The only consolation in February was bumper dividends. I received a total of SGD 1,001.29 in dividends from the following:
  • GBP 27.52 from BT Group P
  • USD 59.74 from ABF PAIF
  • GBP 18.09 from British Land Co PLC
  • SGD 328.60 from STI ETF
  • SGD 112.56 from Capitaland Commercial Trust
  • SGD 53.25 from First REIT
  • SGD 63.00 from Starhill Global REIT
  • SGD 158.12 from Ascott REIT
  • SGD 120.96 from Capitaland Mall Trust
Total dividends received as of 28 Feb 2017 was SGD 1,153.15, a +121.18% growth compared to SGD 521.36 in the same period last year. Portfolio return YTD was 1.75%, XIRR YTD was 11.45%, and XIRR since inception was 6.43% as of 28 Feb 2017. Equity allocation was 47.89%, and bond allocation was 52.11%.



Link to Yaruzi's low cost portfolio as of February 2017

Monday, February 13, 2017

January 2017 - Low Cost Portfolio ScoreCard

I had been super busy with work and didn't really have the time to update my portfolio. From the way this year started, it seemed I would have less time to blog this year.

January 2017 started with a bang. My portfolio grew by a decent SGD 7,379.14 including dividend. Return YTD was 1.46%, XIRR YTD 18.61%, and XIRR since inception at 6.68%. Will the portfolio grow in this rate for the remaining of the year? I doubt it will.

I received dividends of:
  • SGD 95.20 from Singtel
  • HKD 309.96 from Vanguard FTSE AS High Dividend
I have no transactions in January and I may be looking at selling some if market continues to go up. Portfolio allocation was 47.92% equity vs 51.28% bond/cash.



Link to Yaruzi's low cost portfolio as of January 2017

Sunday, January 1, 2017

December 2016 - Low Cost Portfolio ScoreCard

The final scorecard for my low cost portfolio is out. XIRR for 2016 was 7.85% and XIRR since inception increased to 5.25%. Total dividend in December was HKD 1,795.51 and GBP 74.28. This brought total dividend for 2016 to $3,665.85.

The portfolio started with a value of $107k in January and ended in December with a value of $505k. Most of the portfolio growth came from re-investment of proceeds from Unit Trust portfolio liquidation (~$279k) and fresh fund injection ($98k). Net profit was $20K from both capital gain and dividends.

I have 2 buy transactions in December:
  • Singtel 1100 shares @ $3.65
  • Ascott REIT 3600 shares @ $1.135

I'm grateful that God allows my investment portfolio to exceed the targeted 4% long term return in 2016. I'm also glad that my investment portfolio reached the half million mark for the first time, which was a significant milestone for me.

I wish everyone a Happy and Prosperous 2017!



Link to Yaruzi's low cost portfolio as of December 2017.