Thursday, April 13, 2017

March 2017 - Low Cost Portfolio Scorecard

My low cost portfolio continued to do well in March 2017. Return YTD as end of March was 2.15%, XIRR YTD was 9.13%, and XIRR since inception was 6.29%. Total dividends received in March was $434.92:
  • $274.34 from Capitaland Retail China Trust
  • GBP 34.16 from Royal Dutch Shell PLC-B
  • GBP 58.67 from BHP Billiton PLC
The month of March was also the month of rights issue. I applied for a total of 2100 rights (1,044 rights and 1,056 excess) from Ascott Residence Trust, and I was granted 1,900 rights at $0.919 per unit. I also applied for the rights issued by Deutsche Bank and received 80 units at EUR 11.65 per unit.

In term of portfolio component stock performance, Global Logistic was the star performer based on CAGR calculation (+101.10%), and Chow Tai Fook from total return perspective (+65.14%). BT Group PLC was the bottom performer from both CAGR (-33.62%)  and total return (-21.39%).



Link to Yaruzi's low cost portfolio as of March 2017

Friday, March 3, 2017

February 2017 - Low Cost Portfolio Scorecard

Boring market with no buying opportunity, so I do not have much to update. The only consolation in February was bumper dividends. I received a total of SGD 1,001.29 in dividends from the following:
  • GBP 27.52 from BT Group P
  • USD 59.74 from ABF PAIF
  • GBP 18.09 from British Land Co PLC
  • SGD 328.60 from STI ETF
  • SGD 112.56 from Capitaland Commercial Trust
  • SGD 53.25 from First REIT
  • SGD 63.00 from Starhill Global REIT
  • SGD 158.12 from Ascott REIT
  • SGD 120.96 from Capitaland Mall Trust
Total dividends received as of 28 Feb 2017 was SGD 1,153.15, a +121.18% growth compared to SGD 521.36 in the same period last year. Portfolio return YTD was 1.75%, XIRR YTD was 11.45%, and XIRR since inception was 6.43% as of 28 Feb 2017. Equity allocation was 47.89%, and bond allocation was 52.11%.



Link to Yaruzi's low cost portfolio as of February 2017

Monday, February 13, 2017

January 2017 - Low Cost Portfolio ScoreCard

I had been super busy with work and didn't really have the time to update my portfolio. From the way this year started, it seemed I would have less time to blog this year.

January 2017 started with a bang. My portfolio grew by a decent SGD 7,379.14 including dividend. Return YTD was 1.46%, XIRR YTD 18.61%, and XIRR since inception at 6.68%. Will the portfolio grow in this rate for the remaining of the year? I doubt it will.

I received dividends of:
  • SGD 95.20 from Singtel
  • HKD 309.96 from Vanguard FTSE AS High Dividend
I have no transactions in January and I may be looking at selling some if market continues to go up. Portfolio allocation was 47.92% equity vs 51.28% bond/cash.



Link to Yaruzi's low cost portfolio as of January 2017

Sunday, January 1, 2017

December 2016 - Low Cost Portfolio ScoreCard

The final scorecard for my low cost portfolio is out. XIRR for 2016 was 7.85% and XIRR since inception increased to 5.25%. Total dividend in December was HKD 1,795.51 and GBP 74.28. This brought total dividend for 2016 to $3,665.85.

The portfolio started with a value of $107k in January and ended in December with a value of $505k. Most of the portfolio growth came from re-investment of proceeds from Unit Trust portfolio liquidation (~$279k) and fresh fund injection ($98k). Net profit was $20K from both capital gain and dividends.

I have 2 buy transactions in December:
  • Singtel 1100 shares @ $3.65
  • Ascott REIT 3600 shares @ $1.135

I'm grateful that God allows my investment portfolio to exceed the targeted 4% long term return in 2016. I'm also glad that my investment portfolio reached the half million mark for the first time, which was a significant milestone for me.

I wish everyone a Happy and Prosperous 2017!



Link to Yaruzi's low cost portfolio as of December 2017.

Tuesday, December 27, 2016

Recent Buy - Ascott REIT

Bought Ascott REIT 3600 shares @ $1.135

What I like about Ascott REIT:
  • It's wide diversification of properties portfolio across 14 countries, covering both developed and developing countries.
  • Reasonable gearing at 41%
  • P/BV is trading at discount 0.74x
  • Decent yield at 6.86%