Sunday, September 25, 2016

How Does Yaruzi's Low Cost Portfolio Stack Up?

I was curious on how my low cost portfolio has performed, compared to similar fund managed by professional fund managers. As my portfolio was incepted on 30 March 2015, I used 2 year annualized return of balanced funds for bench-marking. Balanced fund invest in both equities and fix income.

The result is rather encouraging, as my portfolio rank #14 and beat 70% of professionally managed balanced fund (see table below). Balanced funds that was less than 2 years were excluded. On a YTD basis, my low cost portfolio with return of 9.76% will rank #4 and beat 94% of the other 58 balanced fund. On a longer term basis e.g. 10 years, there is only 1 fund that return more than 4%, which is First State Bridge. I guess overall not too bad huh?



Sunday, September 18, 2016

Recent Buy - HSBC & Perusahaan Gas Negara

Bought HSBC (0005.HK) to add to my existing position 400 shares @ HKD 57.95
Initiating position on Perusahaan Gas Negara (PGAS.JK) 11000 shares @ IDR 2,690.00

Unit Trust Portfolio - The Finale

I liquidated all my unit trusts in Fundsupermart on 29 Aug 2016. I received sale proceeds of $279,816.26. XIRR YTD was 8.32% and XIRR since inception was 2.52%. Not impressive, but the positive thing was I didn't lose money and I felt liberated from the need to pay platform fee! After about 4 years and 2 months investing in unit trusts, I finally decided to consolidate my investment fund in my very own portfolio.

Dividends and distributions received in August was $268.61. All proceeds will be re-invested in my low cost portfolio. With this significant cash injection, my low cost portfolio equity allocation dropped to a low of 20%. That was the reason I made quite a number of purchase in September.



Link to Yaruzi's unit trust portfolio allocation as of August 2016

Monday, September 12, 2016