Saturday, November 11, 2017

October 2017 - Low Cost Portfolio Scorecard

Total portfolio grew to $625,243.18 by end October 2017. Return YTD was 6.46%, XIRR YTD was 8.40%, and XIRR since inception was 7.04%. It was a slow month for dividends in October. I injected $12,000 fresh fund to the portfolio and received $673.31 in dividends.

I subscribed to Capitaland Commercial Trust rights issue and managed to get a total of 900 units, including excess.

DateSecurities NameFCYSGD
10-Oct-2017Greggs PLC (GBP)22.06 39.43
12-Oct-2017Heineken Malaysia Bhd (MYR)316.11 100.81
12-Oct-2017Carlsberg Brewery Malaysia Bhd (MYR)86.27 27.51
13-Oct-2017PCCW (HKD)416.95 71.84
13-Oct-2017CNOOC (HKD)707.69 121.93
16-Oct-2017Vanguard FTSE AS (HKD)1,811.64 311.78

Monday, November 6, 2017

Recent Sale - Venture Manufacturing

Selling Venture Manufacturing 600 shares @ $21.090.

Recent for selling:
1. Reading news over the weekend that Jeff Bezos was cashing out on his Amazon shares. Insiders selling may indicate short term peak for IT / technology related stock.
2. The recent parabolic run. I’m especially uncomfortable with the gap up since the opening today. It seemed there were many people that became too optimistic with its recent good result announcement.
3. As I worked in IT / technology, I understand it’s a cyclical sector. Many companies are sold with the trendy buzz word around digitalization, public cloud, software defined everything, continuous integration/continuous deployment, and devops. It reminds me in 2000, everyone wants to be a web programmer and work for a dot com startup.

Friday, October 6, 2017

September 2017 - Low Cost Portfolio Scorecard

The portfolio value finally broke $600,000 mark in September. As usual, a $4,000 fresh fund was injected to the portfolio. Return YTD was 5.92%, XIRR YTD was 8.44%, and XIRR since inception was 6.98% as of 30th September.

Total dividends received was $1,324.27.

DateSecurities NameFCYSGD
06-Sep-2017BT Group PLC (GBP)60.54 106.44
20-Sep-2017Capitaland Retail China Trust310.88 310.88
20-Sep-2017Royal Dutch Shell PLC-B (GBP)32.06 58.20
25-Sep-2017HSBC Holdings Plc (HKD)616.93 106.24
26-Sep-2017BP PLC (GBP)39.80 72.21
28-Sep-2017DBS105.27 105.27
28-Sep-2017UOB70.00 70.00
28-Sep-2017BHP Billiton PLC (GBP)58.04 105.39
29-Sep-2017Telstra Corporation Limited (AUD)116.54 123.91
29-Sep-2017China Mobile (HKD)2,144.09 370.93 

Link to Yaruzi's low cost portfolio as of September 2017

Saturday, September 2, 2017

August 2017 - Low Cost Portfolio Scorecard

August turned to be another month with bumper dividends. Monthly dividends reached a new record high and broke the record high set in May. Total dividends of $1,992.86 received.

DateSecurities NameFCYSGD
4-Aug-2017ABF PAIF (USD)64.88 87.93
8-Aug-2017British Land Co PLC (GBP)18.09 32.03
8-Aug-2017Keppel Corp72.00 72.00
8-Aug-2017M183.20 83.20
8-Aug-2017SIA Engineering168.00 168.00
14-Aug-2017Chow Tai Fook (HKD)1,670.90 289.57
16-Aug-2017SIA44.00 44.00
16-Aug-2017STI ETF201.60 201.60
17-Aug-2017Singtel267.50 267.50
22-Aug-2017Global Logistic Properties132.00 132.00
25-Aug-2017Ascott REIT184.59 184.59
25-Aug-2017Capitaland Commercial Trust109.44 109.44
25-Aug-2017Starhub48.00 48.00
28-Aug-2017First REIT53.50 53.50
29-Aug-2017Capitamall Trust115.50 115.50
29-Aug-2017Starhill Global REIT59.00 59.00
31-Aug-2017Sembcorp Industries45.00 45.00 

It seemed my portfolio was on track to reach $600K mark this year. Total portfolio value was $598,316.84 as of end August with equity allocation of 44.06% and bond/cash allocation of 55.94%. Return YTD was 5.1%, XIRR YTD 8.19%, and XIRR since inception at 6.75%. I injected $4,000 fresh fund into the portfolio.

Though there are some stocks I'm interested in, I'm not keen to add to my equity allocation at this point. My last equity purchase was 8 months ago in December 2016, and I've been sitting tight since. When will be a good time to buy? I guess I don't know, but I'm ready when opportunity present itself.

Link to Yaruzi's low cost portfolio as of August 2017

Tuesday, August 8, 2017

July 2017 - Low Cost Portfolio Scorecard

Contrary to what I was anticipating in June, global equity market kept edging up in July. STI broke 3,300 resistance in July, while Dow Jones recently reached all time high at 22000. Indeed nobody knows what the future hold. Instead of trying to look into the crystal ball, I believe a successful investor should plan and ready to execute the plan according to the events unfolding.

Total portfolio value was $591,206.28 as of end July. Return YTD was 4.58%, XIRR YTD was 8.47%, and XIRR since inception was 6.78%. Portfolio equity allocation was 44.50%, while bond/cash allocation was 55.50%. I injected a $4,000 fresh fund and I received a dividend of $365.11in July as per table below.

DateSecurities NameFCYSGD
6-Jul-2017HSBC Holdings Plc (HKD)615.44 108.44
13-Jul-2017Vanguard FTSE AS (HKD)430.68 75.58
17-Jul-2017Sinopec Engineering Group Co (HKD)225.32 39.41
19-Jul-2017CNOOC (HKD)812.83 141.68 

Link to Yaruzi's low cost portfolio as of July 2017

Saturday, July 1, 2017

June 2017 - Low Cost Portfolio Scorecard

Finally, market seemed to take a breather in June. This could be a very initial stage for a short term equity market correction in a rather long bull run. Prices were still inflated, but I would be an eager buyer if equity market was to correct by 20% or more.

I received total dividends of $966.77 (excluding DBS dividend) in June. I opted for DBS scrip dividend, which entitled me to received 5 DBS shares.

DateSecurities NameFCYSGD
1-Jun-2017Hugo Boss (EUR)104.16161.27
8-Jun-2017Perusahaan Gas Negara (IDR)67.4467.44
8-Jun-2017Malayan Banking Berhad (MYR)506.25163.06
21-Jun-2017Prada Spa (HKD)751.19133.19
23-Jun-2017Indocement Tunggal Prakarsa (IDR)145.50145.50
28-Jun-2017Royal Dutch Shell PLC-B (GBP)32.8158.08
29-Jun-2017China Mobile (HKD)549.9996.91
29-Jun-2017BP PLC (GBP)40.5071.32

I added $4,000 fresh fund into the portfolio. Total portfolio value as of 30 June 2017 was $583,292. Return YTD was 3.92%, XIRR YTD 8.52%, and XIRR since inception was 6.67%.

Link to Yaruzi's low cost portfolio as of June 2017

Sunday, June 4, 2017

May 2017 - Low Cost Portfolio Scorecard

It's been five month since my last equity purchase. For the past five months, I was just sitting tight and collecting dividends as the market continued to go up. May was a bumper dividends month for me, as I received a total dividends of $1,494.91:

  • GBP 18.10 from British Land Co Plc
  • EUR 66.28 from Bayer Motoren WK
  • MYR 474.33 from Heineken Malaysia Bhd
  • MYR 596.17 from Carlsberg Brewery Malaysia Bhd
  • JPY 9,215 from Toyota Motor Corp
  • GBP 46.69 from Greggs PLC
  • EUR 32.89 from Deutsche Bank
  • $108 from Starhub
  • $108 from Keppel Corp
  • $60 from Sembcorp Industries
  • $53.50 from First REIT
  • $300 from Venture
  • $114.66 from Capitaland Mall Trust
  • $59 from Starhill Global REIT

I also contributed $4,000 worth of fresh fund into the portfolio. Total portfolio value as of 31st May was $579,961.02. Return YTD was 4.07%, XIRR YTD was 10.73%, and XIRR since inception was 7.36%. Equity vs bond/cash allocation was 45.08% vs 54.92%.

Link to Yaruzi's low cost portfolio as of May 2017

Sunday, April 30, 2017

April 2017 - Low Cost Portfolio Scorecard

As market continue it's momentum to the upside, return YTD was inching towards 3.42%, while XIRR YTD was 11.51% and XIRR since inception was 7.31% as of end April 2017. A significant fresh fund injection of $36,000 was made in April.

April was also a month with bumper dividends. Total dividends and interests received were $880,86 from:
  • AUD 116.54 from Telstra Corporation Limited
  • GBP 42.63 from BP PLC
  • HKD 1,288.31 from HSBC Holdings Plc
  • HKD 229.80 from Vanguard FTSE AS
  • EUR 73.39 from Daimler AG
  • HKD 990.40 from PCCW
  • CNY 144.68 from CSOP China Ultra Short Term Bond ETF
  • $94.40 from M1
Portolio allocation was 45.58% equities and 54.52% bonds and cash.

Chow Tai Fook was the top performer from total return perspective. It gapped-up on 13 April and broke out it's HKD 8.00 resistance, as the multiyear sales decline had finally shown sign of turn around. Retail sales in mainland China increased 16%, with same-strore sales rising 12% during the three months that ended March 31. Overall retail sales in Hong Kong and Macau grew 1%, and same-store sales rose 4% — the first quarterly increase in three years in Hong Kong and Macau. I sat on +88.95% return from capital appreciation and dividends received. Should I sell and take profit or stand still on the soon-to-be double bagger in my portfolio?

Link to Yaruzi's low cost portfolio as of April 2017

Thursday, April 13, 2017

March 2017 - Low Cost Portfolio Scorecard

My low cost portfolio continued to do well in March 2017. Return YTD as end of March was 2.24%, XIRR YTD was 9.56%, and XIRR since inception was 6.4%. Total dividends received in March was $434.92:
  • $274.34 from Capitaland Retail China Trust
  • GBP 34.16 from Royal Dutch Shell PLC-B
  • GBP 58.67 from BHP Billiton PLC
The month of March was also the month of rights issue. I applied for a total of 2100 rights (1,044 rights and 1,056 excess) from Ascott Residence Trust, and I was granted 1,900 rights at $0.919 per unit. I also applied for the rights issued by Deutsche Bank and received 80 units at EUR 11.65 per unit.

In term of portfolio component stock performance, Global Logistic was the star performer based on CAGR calculation (+101.10%), and Chow Tai Fook from total return perspective (+65.14%). BT Group PLC was the bottom performer from both CAGR (-33.62%)  and total return (-21.39%).

Link to Yaruzi's low cost portfolio as of March 2017

Friday, March 3, 2017

February 2017 - Low Cost Portfolio Scorecard

Boring market with no buying opportunity, so I do not have much to update. The only consolation in February was bumper dividends. I received a total of SGD 1,001.29 in dividends from the following:
  • GBP 27.52 from BT Group P
  • USD 59.74 from ABF PAIF
  • GBP 18.09 from British Land Co PLC
  • SGD 328.60 from STI ETF
  • SGD 112.56 from Capitaland Commercial Trust
  • SGD 53.25 from First REIT
  • SGD 63.00 from Starhill Global REIT
  • SGD 158.12 from Ascott REIT
  • SGD 120.96 from Capitaland Mall Trust
Total dividends received as of 28 Feb 2017 was SGD 1,153.15, a +121.18% growth compared to SGD 521.36 in the same period last year. Portfolio return YTD was 1.75%, XIRR YTD was 11.45%, and XIRR since inception was 6.43% as of 28 Feb 2017. Equity allocation was 47.89%, and bond allocation was 52.11%.

Link to Yaruzi's low cost portfolio as of February 2017

Monday, February 13, 2017

January 2017 - Low Cost Portfolio ScoreCard

I had been super busy with work and didn't really have the time to update my portfolio. From the way this year started, it seemed I would have less time to blog this year.

January 2017 started with a bang. My portfolio grew by a decent SGD 7,379.14 including dividend. Return YTD was 1.46%, XIRR YTD 18.61%, and XIRR since inception at 6.68%. Will the portfolio grow in this rate for the remaining of the year? I doubt it will.

I received dividends of:
  • SGD 95.20 from Singtel
  • HKD 309.96 from Vanguard FTSE AS High Dividend
I have no transactions in January and I may be looking at selling some if market continues to go up. Portfolio allocation was 47.92% equity vs 51.28% bond/cash.

Link to Yaruzi's low cost portfolio as of January 2017